Internet Banking: A Comparison of American Experiences with China (Monograph), edited by Li Liao, Weiqiang Zhang, Zhengwei Wang and Cen Zhao, introduces the development of internet banking and focuses on the development of relatively mature American online banks. The book summarizes the key characteristics of internet banking and provides readers with a clear picture of the core characteristics of internet banking. It also attempts to uncover the trajectory of internet banking and to provide a strong reference for the development of internet banking in China and for the reform of China’s banking industry.

Unlike existing internet banking in China, which is often primarily a marketing channel, internet banks in the US are independent corporate commercial banks which do not depend on traditional commercial banks. Internet Banking: A Comparison of American Experience with China (Monograph) takes 16 representative American Internet banks as its research objects, and compares U.S. and Chinese commercial banks across seven areas, including, scale, profitability, operational efficiency, asset quality, business structure, capital, liquidity. The study also involved data analysis on these companies over ten years from 2003 to 2012. The book lifts the veil on internet banks, examines their development trajectory and offers references for the development of internet banks in China.

This book is intended as a reference book for financial regulators, financial institution practitioners. It also provides first-hand information for general readers who are interested in internet banking.

【About the Authors】
Li Liao, Head of Fintech Lab, Tsinghua PBCSF
Weiqiang Zhang, Deputy Director of Sunshine Fintech Innovation Research Center, Tsinghua PBCSF
Cen Zhao, Deputy Head of Fintech Lab, Tsinghua PBCSF

Internet Financial Regulation Research Researching on current situation and future trend of internet finance in China, this book applied theories and empirical research methods to analyse risks, regulation situation and international experience of the internet financial industry, aiming to provide suggestions for regulators, including suggestions on management ideas, structures and policies.

Internet is gradually changing traditional insurance industry in products, services and channels. Online insurance brokers, agents and pure online insurance companies have gradually emerged since traditional insurance companies were Internetized. The book Online Insurance covers 20 cases of foreign online insurance companies, which are divided into four categories including Internetized traditional insurance companies, online insurance brokers & agents, online insurance companies and online insurance information services. The book shows the status and trend of online insurance industry through the companies' development history, business model, current situation, etc.

【About the Authors】
Founded by Tsinghua University's PBC School of Finance in 2012, the Fintech Lab is the first research entity dedicated to leading best practices, promoting interdisciplinary innovation, and encouraging entrepreneurship in the field of fintech through scientific research and innovative project incubation. Since its establishment, the Fintech Lab has focused on fintech researches and project incubations.

The Sunshine Fintech Innovation Research Center was established in September 2014 under the support of Sunshine Insurance Group. The Center implements research on online insurance and makes use of advanced financial theory, research methods and practical experiences, promoting construction of China's finance and related disciplines and providing advice for the formulation of policies by financial regulators. By bringing together a group of internationally renowned and leading academics, the Center has built a platform for interaction between industry and academia, practice and theory, and actively promoted the theoretical and practical innovation of China's financial industry, striving to become the authoritative think tank in the field of financial innovation.

Based on the development of fintech in China market, this book summarized several features of the fintech industry in China in 2017 including the typical application scenarios of Blockchain and AI, and regulations on fintech in China and other countries, aiming to make contributions to the healthy development of fintech in China. In addition, the book researched on popular issues of the traditional financial market, such as a comparative study on ETF in China and the US, and the measurement of House Prices—Hedonic Model, which shows the volatility of house prices in major cities in China.

Internet Finance Review was jointly produced by Weiyangx and Fintech Lab, THUIFR. This journal contains the cutting-edge information and data worldwide, the analysis of industrial cases from home and abroad, covering hot topics in fintech such as direct banks, P2P, supply chain finance, online brokerage, crowdfunding, big data, mobile payment, digital currency, etc. Therefore, this journal offers guidelines for policymakers and regulators, provides advisory for financial institutions and academic institutes.