With the development of emerging technologies and their extensive application in the financial field, fintech has developed rapidly. The development of fintech has also promoted the development of financial regulatory technology. From the perspective regulatory needs, regulatory technology also needs to develop rapidly. The development of financial supervision technology in China has made several achievements, including high-level design, scenario application, joint efforts between supervision and compliance, financial infrastructure construction and a degree of financial regulatory knowledge about the role of supervision technology in maintaining financial supervision and surveillance.
However, several problems remain to be solved in the development of regulatory technology, such as the problem of data sharing and information silos, the functional positioning of fintech enterprises in regulatory technology frameworks, the relationship between regulators and technological means, and the unbalanced development of regulatory technology. Research Center for Finance Development and Regulation Technology, THUIFR, carried out further research to find ways to solve these problems and to further promote the development of China's financial regulatory technology infrastructure. It is necessary to first create rules and technical frameworks that can promote the development and application of regulatory and compliance technologies. Second, the transformation of regulatory rules around digital protocols is needed to effectively improve the automatic collection capability of regulatory data. Thirdly, it is necessary to continuously improve the infrastructure system of supervising science and technology, and continuously intelligent risk warning and situation analysis capabilities.
